You can save money and your teeth before 2013 comes to an end. Insurance companies put maximums on the annual money they’re willing to pay for your dental care. Depending upon the policy, the maximum may be $1,000 or sometimes more, which gives the insurance company an incentive to get you regular, preventive care to avoid expensive oral-surgery procedures down the road.
Even without the need for treatment, you’re paying a premium for your monthly insurance plan already. This essentially “prepurchases” checkups and cleanings for you—so why not use what you’re paying for? This also acts as an additional stem of the preventive care idea: Schedule a visit and have your teeth cleaned now to prevent a major procedure later.
You may have already hit your deductible this year.
If you’ve received dental care this year, it may cost you nothing to get further treatment, that’s if you’ve hit your deductible. Insurance companies expect people to pay for part of their dental care, and they start over at the beginning of each year. So if you’re holding off on a procedure, don’t wait — you’ll end up paying more in 2014 than in the next few months.
For more information on how you can take full advantage of your dental benefits, or to schedule an exam or checkup, call us today (805)228-4483 or use our online form http://www.vistapacificdental.com/contact/.